United Bank Card Merchant Account Services for Small Businesses
Home of IntelliCollect Merchant Account Provider for small businesses Merchant Accounts for Businesses Credit Card Processing Fees and Merchant Account Rates offered by United Bank Card SHORT APPLICATION - Apply for a merchant account online Contact Us at IntelliCollect, agent of United Bank Card
Call us at 973-448-9701
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BBB Better Business Bureau Member for Merchant Accounts

$99 Credit Card Terminal for Small Business Merchant Accounts
On Sale! $99.00


Tip of The Day...

When you accept credit cards over the Internet, a gateway fee will be assessed. Some merchant account providers quote a monthly fee, deliberately leaving out the gateway cost. You need to know the total monthly fee, including the gateway expense.
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Online Checks

Double Your Internet Sales with Online Checks!

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Demo Page


Online Checks
(Electronic checks, E-Checks or Internet Checks) Can ... Double Your Internet Sales!

Increase Internet Profitability with Online Check Acceptance.
Electronic checks, e-checks or Internet checks is an easy payment option to add which will maximize sales and increase cash flow.

It's Simple.

Just Start Accepting Electronic Checks, E-Checks or Internet Checks ... Allowing Your Customers to Pay By Check For Online Purchases.

Could just adding a check acceptance payment option (known as electronic checks, e-checks or Internet checks) really double your Internet sales? Consider the facts and the answer is clear. Half of Americans don't have a credit card. HALF! Then, did you know that half of the people who do have a credit card can't use them? Their cards are MAXED OUT! That only leaves about one-fourth of consumers who can buy things on your website with a credit card. Consequently, accepting electronic checks, E-checks or Internet checks may dramatically broaden your customer base.

Getting Set Up to Offer Online Check Acceptance is as Easy as 1-2-3.

You don't have to buy any complicated software or be a programming guru to make online checks a reality for your business. We do all the work, and process all the payments for you. All you do is enjoy increased sales. Already using online checks? Ours is faster, cheaper, and easier to use by a long shot. Give us a call to compare.

Take a Look at our
Electronic Checks, E-Checks or Internet Checks' Advantages:

  • Process Electronic Check Payments directly from your website.
  • Transactions are automatically settled within two business days.
  • RTN numbers verified to ensure financial institution exists.
  • Our processor debits the customer's account and transfers funds directly to your account.
  • Make more money per sale by eliminating interest payments on credit card transactions.
  • Our processor encrypts data, and transmits to our secure server for posting.
  • Increase number of potential buyers by as much 50% by accepting more than just credit cards.

Online shopping is exploding and many e-business retailers are cashing in ... but are they maximizing their sales? The answer is "no" if they do not offer their customers a check payment option. Their inability to accept checks prevents them from doing business with the millions of Americans who prefer to write checks rather than use a credit card or those who cannot use a credit card (due to personal, financial reasons).

Moreover, a website that is not designed to receive check payments may lose countless impulse purchases as customers are required to write a check and mail it, rather than quickly and efficiently making a check payment online.

Why not go after every potential sale by simply including a check payment option on your website? You can easily accept and process electronic check payments via the following steps:

Step 1 - Connect to our payment gateway using a link or HTML
code (not a difficult process, especially since we provide help).

Step 2 - The customer inputs his/her bank information on the order form where the inputted data is encrypted and transmitted to our secure server for posting.

Step 3 - Transactions are automatically settled, usually within 48 hours.

Step 4 - The system then debits the customer's account electronically and transfers the funds into your account.

Several safeguards exist in the process. Bank RTN numbers, for example, are verified to ensure the financial institution exists. Furthermore, if the account number is incorrect or the account has insufficient funds, the system notifies you and collects any NSF items.

You should be aware that the majority of Internet check options merely provide a paper check for your deposit. This type of system is slower and generally more costly when compared to a purely electronic solution.

Our merchant account's online electronic solution is one of the fastest, most secure and user-friendly payment options available. By promoting electronic checks as the first payment option, you will experience reductions in processing fees, which will significantly improve your bottom line.

Obtain sales that may be lost, eliminate the "check's in the mail" problem, and add to your customer's convenience by using online electronic checks. Broaden the world of e-commerce and capture your share of web transactions with online electronic checks!

Demo Page

We offer several state-of-the-art virtual terminals and payment gateways, enabling business owners to accept credit card and/or check payments. The following represents our most popular virtual terminal and payment gateway.

Virtual Terminal Demo
Online Credit Card and Check Demo

Please note that these mechanisms are easy to use, merely asking for self-explanatory input.

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United Bank Card, Inc. is a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE – Member FDIC
United Bank Card a Fortunte 500 Company The Walmart of Credit Card Processing Email Intelli Collect about a merchant account for your business!