This is a self-promotion blog entry, but hey, we really deserve to toot our own horn. 
In an industry not known for its honor and integrity, our company, IntelliCollect / Intelli-Collect, is doing its best to show that there are merchant account providers that are more than happy to educate and enlighten business folks -- processors who always engage in fair-minded business practices. Any company that has a long-term perspective and hopes to get its fair share of referrals, must place the customer first before any profit motive and communicate its policies, procedures, and rates in an atmosphere of full disclosure.
Time passes very quickly and as IntelliCollect nears its first decade of existence (March, 2011 is the mark), I'm very proud of the company's exemplary record -- both online and off. We've received scores of referrals since our inception and it's this word of mouth that has enabled us to refrain from spending on advertising or even securing a toll-free number.
Here is a sample testimonial that we recently received:
"I run a website design business and discovered Intelli-Collect about 5 years ago. I spent several days on behalf of a client searching for the most affordable merchant account, and these guys were the winners.
In e-commerce it's all about getting the lowest rates and fees, and Intelli-Collect has the lowest rates (and the fewest fees) I've found. As a bonus, Intelli-Collect is operated by very knowledgeable and friendly folks who understand and are happy to explain complex issues like the interchange rate model and foreign and unqualified transactions.
Intelli-Collect operates via the authorize.net gateway, another big plus. If they don't know the answer to a question, Authorize.net does, and their reps answer my calls immediately.
I've just recommended Intelli-Collect to another client, which makes six thus far. All are pleased with the excellent service and fees, and that pleases me very much."
As one piece of evidence as to our company's stellar reputation, please note that we've never had one complaint registered with the Better Business Bureau. Please see:
Better Business Bureau Rating
(While we're registered with the BBB, we've opted to forgo membership. Should we decide to become an official BBB member, our A- rating will no doubt spring up to an A+.)
We're particularly popular among small business owners as we don't have any startup or cancellation fees, and waive many fees, such as the monthly minimum. Indeed, small businesses have flocked to us for years as the ease of entry and exit is excellent (i.e., opening and closing a merchant account is simple and free) coupled with the fact that there are no processing volume requirements,
IntelliCollect is home to many large merchant businesses, too, attracted by IntelliCollect's great bang for the buck. But whether our client is big or small, each merchant can rely on individualized attention, timely responses, and friendly, courteous support.
Finally, as you perform your due diligence, please be aware that there are other companies that share our same name. As you read IntelliCollect reviews, make sure that you're matching the right review with the right company.
Hopefully, you will find IntelliCollect (also referred to as Intelli-Collect) is the right company to serve your credit card processing needs. Please request our proposal as you compare processors in the merchant account field, You'll be glad you did as Intelli-collect offers an intelligent way of collecting credit card and electronic check payments.