United Bank Card Merchant Account Services for Small Businesses
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Call us at 973-448-9701
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BBB Better Business Bureau Member for Merchant Accounts

$99 Credit Card Terminal for Small Business Merchant Accounts
On Sale! $99.00


Tip of The Day...

When you accept credit cards over the Internet, a gateway fee will be assessed. Some merchant account providers quote a monthly fee, deliberately leaving out the gateway cost. You need to know the total monthly fee, including the gateway expense.
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Automated Recurring Payments

Accept Automated Payments

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Demo Page


Automated Payments (Recurring Payments or Monthly Payments) Saves You Time and Money

When do You Prefer to Receive Your Customers' Monthly Payments?

a. On the first day of the month ... every month
b. As soon as they get around to sending it in
c. 45 days late
d. 90+ days late

Hint: The sooner you get your money, the better.

Get The Money You've Already Earned On Time With Automated Payments ... Every Time Via Paper Drafts or Electronic Technology

Getting customers to pay on time has always been a challenge for businesses. Even with the threat of legal action or credit rating damage, some customers always seem to DRAG their feet and become a collection problem. This has led many businesses to hesitate to offer any kind of credit terms ... and TURN away legitimate business in the process.

Business Owners Cite CASH FLOW As Their Number One Problem ... Until Now.

Our Instant Cash Flow System allows you to collect your customers' monthly payments using automatic bank deductions from their checking accounts. You're probably already familiar with this kind of technology ... health clubs, utility companies, and insurance companies have been receiving automatic payments via bank deductions for years now. That same technology is now available to ANY kind of business.

Take a Look at our
Automated Payments Advantages:
  • Reliable cash flow.
  • Eliminate invoicing lag time. Get your payment on the 1st of the month - every month.
  • Timely funds settlement.
  • Less expensive than mailing invoices.
  • Streamlines the billing process.
  • Improves customer retention.
  • Built-in recovery for NSF items.
  • No cost for NSF items.
  • Payment system customized to your business.
  • No cost for special equipment or billing software.

You're doing everything you know to do to make your business successful. But something's wrong - you're not seeing an increase in monthly cash flow. Why?

"I forgot to mail my payment."
"I never received your bill this month."
"I'm sure the check will arrive in a couple of days."
"I thought it was due the 15th!"

The reasons go on and on. Wouldn't you like to avoid these collection problems and stop losing money each day.

The Easy Solution: Automated Payments.

Think what it could do for your cash flow if you could receive all of your accounts receivable payments on their due date. Now your customers don't have to deliver their payments to you. You can let our merchant account company process these payments for you on a recurring basis or use our technology to automatically draft your customer's bank account on the agreed date they are due.

And the fees are nominal, especially when you consider what it's costing you now to invoice your customers each month ... or what it's costing you to wait for your payments to trickle in each month. Then there's the follow-up with collection letters and phone calls on the slow-pays. That's no fun!

As experts in the automated payment or recurring payment field, we can solve your cash flow problem in less than 30 days! The easy process is described as follows:


Step 1 - Your customer signs a pre-authorized release form (which we provide) and gives you a voided check. The form states the specific amount to be withdrawn each month, the date of withdrawal, and the number of consecutive months to withdraw.

Step 2 - You fax the agreement or email us all relevant information. Alternatively, you can use our internet link so that you can directly input the information and submit it to us. We take over from this point.

OR

If you want to process the transactions, we provide easy-to-use billing software or a web-based interface that allows you to input the information and set the correct parameters for the automatic transfer of funds.

Step 3 - On the due date, the payments are processed and, within several days, the transfer of funds takes place.

The bottom line is that there now exists a way to dramatically improve the cash flow operations of your business! With automated payments or recurring payments, your business can reduce billing and invoicing costs, ensure that you get paid when you are supposed to, and even increase customer retention!

Industry statistics support the claim that clients on an auto-pay type of system remain faithful customers in excess of 90% of the time. Indeed, customers will appreciate the convenience of automatic payments - no more forgetting, ignoring, or worrying about past due accounts or service interruptions.

Of course, automated billing should also get an enthusiastic response from you. It is a very important accounts receivable service where you can spend less to collect more!

Please note that you can also collect your customers' monthly payments using automatic deductions from their credit card accounts.

Demo Page

We offer several state-of-the-art virtual terminals and payment gateways, enabling business owners to accept credit card and/or check payments. The following represents our most popular virtual terminal and payment gateway.

Virtual Terminal Demo
Online Credit Card and Check Demo

Please note that these mechanisms are easy to use, merely asking for self-explanatory input.

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United Bank Card, Inc. is a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE – Member FDIC
United Bank Card a Fortunte 500 Company The Walmart of Credit Card Processing Email Intelli Collect about a merchant account for your business!